3 Bullish Factors Boost Odds of XRP ETF Approval in October 2025

The U.S. Securities and Exchange Commission (SEC) is reviewing several XRP-based ETF applications, with most decisions expected in October 2025. Three major developments are strengthening the bullish sentiment for approval.

1. Lawsuit Dismissal
Ripple Labs and the SEC have officially agreed to dismiss appeals in their five-year legal battle. This clears a major regulatory hurdle for XRP ETF approval. Analysts now estimate approval odds at 95%.

2. Rail Acquisition
Ripple’s $200 million rail infrastructure acquisition boosts its compliance capacity and institutional appeal. Partnerships with major financial players like BNY Mellon further reinforce XRP’s trustworthiness in the financial ecosystem.

3. RealFi’s Institutional Launch
On August 3, 2025, RealFi launched a tokenization platform enabling fractional ownership and trading of assets like property via XRP. With 3,000 users onboarded, this demonstrates XRP’s real-world utility beyond speculation.

In conclusion, while only the lawsuit dismissal directly impacts the SEC decision, the rail acquisition and RealFi’s launch enhance XRP’s institutional credibility, strengthening market optimism ahead of the October 2025 ruling.